About us

Our Team,
Our Company,
Our Home

Finance Incorporated Limited was established in 2012 under the name and brand Paymix. During past years, the company created different products under different brands. As a financial institution, the concept behind Finance Incorporated is, to bring together various services from separate disciplines to create a financial gateway, where the clients could reach many services with one click.
Finance Incorporated is being managed by a diverse board of directors and Banking veterans, where new ideas being fused with rigid governance and controls. We value strict oversight, transparency and good governance whilst never cease to innovate and develop.
Our Team, Our Company, Our Home is the motto of Finance Incorporated. We value and support each other in every way we can. These visions are embedded in our Mission Statement.
Registration Number
Licence Category
Electronic Money
ICA Number
21079, 16612
Number of Employees
Financial Solutions for Digital Future
New Era in Financial Transactions
We created reliable partnership for business
Respectful to Planet and Inhabitants


Our esteemed Board of Directors are experienced, skilled and well respected members of the community

Mr. Robert C. Aquilina

Mr. Robert C. Aquilina joined Salvo Grima back in 1973, before being appointed a Director in 1974. This was followed by his appointment as Managing Director in 1998. Robert C. Aquilina has been the Chairman since 2003 and CEO between 2003 and 2016.

Non-Executive Board Member

Dr. Frank Chetcuti Dimech

Dr Chetcuti Dimech co-founded CDF Advocates in 1993 and Fintel Limited, later renamed CDF Company Services Ltd, in 2001. His practice focuses on investment services and funds as well as general corporate law.

Non-Executive Board Memberr

Mr. Luke Coppini

Mr Coppini graduated as an accountant in 1991 and has held key positions in a number of Maltese and International Groups for the last 25 years. He has worked in various industries including real estate, beverage, hospitality and automotive.

Executive Board Member

Mr. Cenk Kahraman

Mr. Cenk Kahraman is an ex-banker with 20+ years of experience mostly as a senior executive. He worked in different jurisdictions and amassed international banking experience especially in payments and treasury products.

Executive Board Member

Philip Micallef

Over thirty years experience in senior management positions in both public and private sector organizations in Malta, Italy, Switzerland, Spain, France and Bermuda. Understanding cultures and building a strong team which challenges you constructively and places common good above personal interests.

Executive Management

Our enthusiastic, innovative and driven executive team
Cenk Kahraman
Savas Manyasli
Mina Mitkova
Noel Bartolo
Pauline Seychell
Catherine Bannister
Andrea Carnali
Risk Manager

Our Partners

© 2022 Finance Incorporated Limited. All rights reserved.
© 2022 Finance Incorporated Limited. All rights reserved.